Terms of Service

These Terms of Service (“Terms”) govern your use of guardianmcahelp.com (the “Site”) operated by Guardian Advisory Group LLC (“Guardian Advisory,” “we,” or “us”). By accessing the Site or submitting an inquiry, you agree to these Terms. If you do not agree, please do not use the Site.

1. What we do — and what we are not

Guardian Advisory is an advisory and consulting service that helps business owners explore consolidation and restructuring options for merchant cash advance (MCA) obligations through direct negotiation with funders.

We are not a lender, bank, law firm, or debt settlement company. We do not provide loans or extensions of credit, and nothing on the Site is an offer of credit or a loan. We do not provide legal, financial, tax, or accounting advice.

2. No guaranteed outcome

Every business’s situation is different. We do not guarantee any particular result, savings amount, payment reduction, approval, or timeline. Any examples or descriptions of potential outcomes are illustrative only and are not a promise of results. Your results depend on your circumstances and the decisions of your funders.

3. Eligibility

You must be at least 18 years old and authorized to act on behalf of the business you are inquiring about. By submitting information, you represent that the information you provide is accurate and that you have the authority to share it.

4. Communications consent

By submitting the assessment form, you consent to be contacted by phone, text/SMS, and email as described in our Privacy Policy. Consent is not a condition of any purchase, and you may opt out at any time.

5. Not professional advice

Content on the Site is provided for general informational purposes only and should not be relied upon as legal, financial, tax, or accounting advice. You should consult a qualified attorney or advisor before entering into, modifying, or terminating any agreement with a funder.

6. Intellectual property

The Site and its content, including text, graphics, logos, and design, are owned by Guardian Advisory Group LLC or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute the content without our prior written permission.

7. Third-party services and links

The Site uses third-party services (such as Jotform for our assessment form) and may link to third-party websites. We are not responsible for the content, policies, or practices of any third party.

8. Disclaimer of warranties

The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

9. Limitation of liability

To the fullest extent permitted by law, Guardian Advisory Group LLC and its officers, employees, and representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or our services.

10. Indemnification

You agree to indemnify and hold harmless Guardian Advisory Group LLC from any claims, losses, or expenses arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

11. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Any disputes will be resolved in the courts located in New York.

12. Changes to these Terms

We may update these Terms from time to time. Changes are effective when posted, and the “Last updated” date above reflects the most recent revision. Your continued use of the Site constitutes acceptance of the updated Terms.

13. Contact us

Guardian Advisory Group LLC
80 Broad Street, New York, NY 10005
Email: info@guardianmcahelp.com
Phone: (332) 230-1915